Unless you are planning on making ...hmm..what is it...I think woodland armor, or bokutos's..you dont need carpentry at all. Put that on another char, or Soulstone it if you have one available. Then you can run a little magery, or chiv for getting around. Waitaminute, your not planning on doing bods so there is no reason for your crafter to ever leave the house...so you can name him agoraphobia
But seriously it isnt that hard to put Arms lore on 2 chars, and the carpentry on your 2nd char if you dont have soulstones. I have a char that is 100 mining, 100 lumberjack, 100 arms lore, 100 carpentry, 100 mage, 100 med, 100 tinker. He does all the gruntwork and carpentry, and it allowed me to have 120's on my actual crafter.