I can answer question 3.
Make this chr on every server:
GM Hiding, Tracking, Detect, Spirit Speak, Spellweaving, Necro and 120 stealth. Get 2/6 casting and +10 SS on ring or brac and +10 necro on ring or brac (which ever you dont get +10 SS on).
Get an LRC, LMC, Resist suit with Stam and Mana regen + Mana bonus + EP + DCI.
Look for large fights on servers and hunt for the res points, once res points are acquired, drop conflags, spellweaving fire, wither bomb and run away like a little girl when needed.
You have animal form, smoke bomb, weaving buffs and pots to survive/escape.
You can be a baller and ruin the day of someone running away from a gank with bolas.
You can throw revs on fresh ressed mounters who run out of your disco party of death.
Alternatively you can drop detect for wrestling, it's really whatever flavor you enjoy more.
I ran this in a few servers for a couple of years and absolutely ruined people's fights.
How do you make money you ask? Simple, you are basically farming players for their insurance money and loot on a suicide char. I ran this sort of setup so effectively on one server that the guilds VAMP and FL actually paid me millions to leave them alone in fights. I've even gotten suit drops off of players after they've died too much.
I was debating not disclosing this in case members here were at some point victims to my, for lack of a better word, genocides. But tbh I haven't run this sort of setup in years since these fights really just don't happen anymore and in the time since then I'm sure that people have moved on.
And uhh, to those on the receiving end of such past antics...
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