Changing to a luck suit during the heat of battle is pretty ballzy I must say. I think I would get dropped right quick

I've been running with a Heartwood Darkwood Suit with Protection cast so far little to no troubles. No HLD required for a kickass suit like this

I find the extra DI helps me alot. A heartwood suit with these properties is a major pain in the ass to make. Anyone attempting to make such a suit I wish you the best of luck.
Darkwood Crown +10% Damage
Darkwood Gorget +10% Damage
Darkwood Chest +10% Damage
Darkwood Pauldrons +10% Damage
Darkwood Gauntlets +5% HCI
Darkwood Leggings +5% HCI
Ring HCI 13% DI 23% Physical Resist 11%
Bracelet HCI 11% DCI 9% DI 13% +8 Str
Valorite Shield HCI 11% DCI 12% 5/3/3/3/3
120 Swords
120 Tactics
120 Anatomy
120 Bushido
100 Spirit Speak
90 Chivalry
35 Necromancy
Melissa Cloak for the +5% Fire Resist instead of the Quiver of Infinity as I'm well maxed out on DCI.
This give me a whopping 70/58/70/70/75 Resist in Vamp form with 45HCI and 45 DCI and 96 DI. This with the mighty SoulSeeker and the corrupted Unicorn falls rather easily so long as I keep Curse Weapon up. Still use exceptional Dragon Barding for the added protection.
Gonna have to try Paroxymus or Darkfather soon.
Still working on my mace character and gonna try OMG's method and see how I fair in wraith form.