Points are still for sale around so you can always scrape together those last missing few if you feel you just absolutely need them.
As far as nothing being worthwhile, am I the only one here that thinks a 3/6, 2HPR, 2MR, 400 luck jewel set is totally *bleep* kick-ass? I mean, really? I don't know where you guys are all getting better luck jewelry from but someone PLEASE fill me in because the best I have is half that much luck!

Of course you don't really need more than one luck suit so other than that the extra 2 to poison resist from the boots is a little handy for those of us that don't wear Vine-Corded Sandals. And, of course, nothing wrong with a couple extra Scrolls of Alacrity! For me that leaves a lot of points with nothing to use them on.
XII